curl --request POST \
  --url https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports"

headers = {"Authorization": "Bearer <token>"}

response = requests.post(url, headers=headers)

print(response.text)

const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};

fetch('https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://staging.debt-wise.com/api/users/{id}/equifax/credit_reports")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "accounts": [
    {
      "id": 1,
      "name": "JCP Morgan",
      "type": "loan",
      "subtype": "credit_card_loan",
      "mask": "1234",
      "status": "active",
      "nickname": "Primary credit card",
      "user_apr": 5.5,
      "user_minimum_payment": 10000,
      "effective_minimum_payment": 15000,
      "effective_apr": 6.3,
      "original_loan_amount": 15000000,
      "balance": 150000,
      "limit": 0,
      "last_payment_amount": 20000,
      "last_updated_at": "2024-06-01",
      "last_payment_date": "2024-05-25",
      "opened_at": "2024-05-25",
      "closed_at": "2024-05-25",
      "institution_name": "Chase",
      "institution_logo": "<string>",
      "next_payment_due_date": "2024-06-25",
      "user_next_payment_date": "2024-06-25",
      "first_time_payment": false,
      "expected_payoff_date": "2052-01-01",
      "payments_history": [
        "0"
      ]
    }
  ]
}

{
  "error": {
    "code": "empty_report",
    "message": "Report is empty"
  }
}

{
  "error": {
    "code": "internal_server_error",
    "message": "We've notified our engineers and hope to address this issue shortly."
  }
}