{
  "id": 1,
  "total_monthly_contribution": 20000,
  "debt_free_date": "2045-01-23",
  "strategy": "avalanche",
  "extra_amount": 5000,
  "upcoming_payments": [
    {
      "id": 1,
      "amount": 10000,
      "status": "upcoming",
      "type": "priority",
      "payment_date": "2026-06-06",
      "account_id": 2,
      "estimated_balance": 4313500,
      "estimated_payoff_date": "2031-06-01"
    }
  ],
  "accounts": [
    1
  ]
}